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Your pension money is invested carefully and wisely at LHV

Over recent years, we have significantly increased our investments in alternative asset classes, including real estate, forestry, loans to local companies and private equity funds. Our investment policy is to achieve the highest possible long-term rate of return.Over recent years, we have significantly increased our investments in alternative asset classes, including real estate, forestry, loans to local companies and private equity funds. Our investment policy is to achieve the highest possible long-term rate of return.

When choosing a II pillar pension fund, you should take into account:

  • How long you have left until retirement and how much you want to risk?
  • How have the funds fared in the long term?

Need help finding a fund?
Compare II pillar funds

Choose the right pension fund

At LHV, you can choose between seven II pillar pension funds. Whether you prefer diversified risk funds with different asset classes (XL, L, M), a high-risk index fund with the lowest possible costs (Indeks), believe in the world’s green transition (Roheline), or aim to preserve your money (S, XS) – our selection will certainly have a II pillar fund for you.

II pillar funds

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An error occurred. For further information contact our customer support on 6 800 400 or info@lhv.ee.
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
261
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
31.17%
0%
100%
Invests into Estonia
2992
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
30.47%
0%
100%
Invests into Estonia
5068
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
43.46%
0%
100%
Invests into Estonia
7779
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
33.04%
0%
100%
Invests into Estonia
62359
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
23.28%
0%
100%
Invests into Estonia
24543
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
18024
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
8.60%
0%
100%
Invests into Estonia
13860
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
3.38%
0%
100%
Invests into Estonia
8093
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
5.19%
0%
100%
Invests into Estonia
1580
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
2.86%
0%
100%
Invests into Estonia
3543
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
22684
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
13.59%
0%
100%
Invests into Estonia
21509
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
2
1
7
Risk level
23.41%
0%
100%
Invests into Estonia
6557
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
21.89%
0%
100%
Invests into Estonia
25625
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
15.67%
0%
100%
Invests into Estonia
76986
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
11.05%
0%
100%
Invests into Estonia
64956
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
45794
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
10.02%
0%
100%
Invests into Estonia
6847
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
19.87%
0%
100%
Invests into Estonia
3164
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
4
1
7
Risk level
18.59%
0%
100%
Invests into Estonia
47249
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
26284
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
3
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
1792
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
1.98%
0%
100%
Invests into Estonia
2452
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
5
1
7
Risk level
2.53%
0%
100%
Invests into Estonia
8828
Fund investors
There is a transaction associated with the fund taking effect on
See pending transactions
In my portfolio
~
Payments deposited here
Number of units
Acquisition price
Unit NAV
Profit/loss %
Profit/loss €
Total value
6
1
7
Risk level
0.00%
0%
100%
Invests into Estonia
6665
Fund investors

Fund performance in previous periods does not constitute a promise or indication of the yield of subsequent periods.

Market overview of pension funds

The rising price of money led to a decline in asset prices
Andres Viisemann, Head of LHV Pension Funds

The year 2022 was pivotal for securities markets. In early January, several of the world’s largest and most important stock indexes were at all-time highs, and global bond markets held more than 10 trillion dollars worth of low-risk bonds that investors were willing to pay to hold.

How fund performance affects your pension?

Accumulation period47 years
Average annual fund performance%3,5
Your ageyears23
Gross monthly salary1000
Saved for retirement (by today)10 000
Fund performance
State contribution
Your contribution

Let us know if you have any questions.

Together we will find the right solution.

Reet Roos
Pension Consultant
Mon–Fri 8–17
680 2743
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