Skip to main content

LHV no longer supports Internet Explorer on our website to better protect you against viruses, scams and other threats. You can still use our website using Internet Explorer, but keep in mind that not everything might work as expected. To log in, please use one of these free browsers: Chrome, Firefox or Edge.

Building renovation
For renovation or construction

Courtyards renovation
For renovating yards, fences, parking areas or outbuildings

Engineering
Engineering services, audits, energy efficiency projects and installation of solar panels

Application steps

  • Complete the application
    Fill in the application for apartment association loan

  • Submit documents

    Send the following documents to kylaen@lhv.ee:
    1) annual report for the last financial year,
    2) balance sheet (not older than 2 months),
    3) income statement (not older than 2 months),
    4) price quotes for planned works.

  • Loan analysis
    If there are any questions or need for additional documents, our loan account manager will contact you.

  • Sign the agreement
    Once your application has been approved, we will digitally sign the loan agreement. We transfer the loan amount to the apartment association’s account according to approved volume of work as stated in documents.

Boost your elevator’s reliability with the help of LHV apartment association loan

In cooperation with KONE, we offer the opportunity to improve the reliability, eco-efficiency, comfort and appearance of elevators

  • Interest 3% + 6 month euribor
  • Self-financing starting from 0%
  • Loan period up to 30 years
Apply for a loan

Price list and terms

For whom

Apartment association registered and operating in Estonia

Purpose

Construction and renovation work on apartment buildings, energy efficiency projects, engineering expenses and expert opinions, renovation of courtyard, establishing parking spaces etc.

Loan amount

Starting from 20,000 euros

Self-financing

Starting from 0%

Loan period

Up to 30 years

Grace period

Up to 12 months

Collateral
  • Apartment association’s claims against members
  • If necessary, surety from Credit and Export Guarantee Fund (KredEx) as additional collateral
Requirements for borrower
  • Apartment association with at least 10 apartments
  • No record of payment problems

Familiarize yourself with the conditions and, if necessary, ask for advice from our expert by calling one of the business loan managers below or by writing to kylaen@lhv.ee.

Contact

Marko Kiisa

Head of SME Financing

680 2650

680 2650

marko@lhv.ee

Kristi Liiv

Business Loan Manager

680 2629

680 2629

kristil@lhv.ee

Helena Elster

Business Loan Manager

684 8235

684 8235

helena@lhv.ee

Mandi Soome

Business Loan Manager

684 6837

684 6837

mandi@lhv.ee

Cookies

LHV website uses cookies to provide you with the best user experience. By clicking "I accept", you consent to the use of all cookies. Read more about the principles of using cookies.

pirukas_icon