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Business client’s debit card

With LHV business client’s debit card, you can pay in Estonia, abroad and online

  • Affordable cash transactions in the ATM
  • Change the card limit in the mobile app or internet bank
  • Make contactless payments
  • From recycled plastic
  • Also available as a virtual card

Features of the Card

Functions also abroad and online

You can use LHV cards to pay in Estonia, abroad, as well as online.

Contactless payment

With LHV cards you can make convenient and fast contactless payments. You can also pay with an Apple Watch, Garmin or Fitbit smartwatch.

Apple Pay

Apple Pay is a simple, secure and private method for making purchases in stores, apps and online.

Read more

Once the card has reached you, you must activate it at the mobile app or internet bank.

How to activate the card

Card limits can be managed easily in the mobile app or internet bank.

PIN code

View card’s PIN code in the LHV mobile app or internet bank.

Read more
Account number

The number of the account tied to the card is located on the rear of the card


Cash withdrawals from LHV ATMs are free up to €2,000 per month. You can withdraw cash from ATMs of other banks both in Estonia and in Europe for only €1. A service fee of 0.3% of the amount is added to larger amounts. ATM locations

Blocking a card

Should the bank card be lost or stolen, you can block the card yourself in the internet bank or mobile app block the card.

Secure card payments online

To ensure security and raise the feeling of confidence when making payments on the Internet, LHV has added a new security feature to its bank cards. After entering card data and the confirmation code, you must log in to the LHV internet bank as an additional form of identification, or use the security code sent to your mobile phone via SMS.

Read more
The card will be sent to you by post

The card will be conveniently sent to you by post.

Google Pay

Google Pay is a faster and more secure way to pay, both offline and online.

Read more

Price list and terms and conditions

Monthly fee

2 €

There is no monthly fee on the virtual card

Renewal, closing

Free of charge


5 €

Replacement to a virtual card is free of charge

Cash withdrawals
  • From LHV’s ATMs: free of charge (+ 0.3% of any amount in excess of 2,000 € per month)
  • ATMs of other banks: from the current account in Estonia, the United Kingdom and a contracting party to the EEA Agreement € 11 (+ 0.3% of any amount in excess of 2,000 € per month) and, elsewhere abroad 2 € + 2.5% of the amount
Cash deposits

Up to €5,000 per month is free at the LHV ATM (+ 0.3% of the amount that exceeds €5,000 per month)2

Conversion fee for transactions in foreign currencies

1% of transaction amount

Currency Conversion calculator for MasterCard transactions

Information request from an ATM
  • Free of charge from LHV ATMs
  • From the ATMs of other Estonian banks 0.20 €
Applicant requirements
  • The card is issued only to a legal person who has a current account at LHV.

1 The EEA includes 27 EU Member States and 3 EFTA States: Iceland, Norway and Liechtenstein.
2 The service fee applies on a customer basis, meaning it is independent of the number of accounts and cards (including additional cards).

Documents and additional information


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