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Business client’s credit card

LHV’s Business credit card is perfect for taking care of the day-to-day financial operations of your enterprise

  • Flexible repayment
  • Interest from 16%
  • Up to 40 days interest free
  • From recycled plastic
  • Also available as a virtual card

Business credit card Features

40 days interest-free

An interest-free period of up to 40 days. The interest-free period does not apply to cash transactions.

Contactless payment

With LHV cards you can make convenient and fast contactless payments. You can also pay with an Apple Watch, Garmin or Fitbit smartwatch.

Flexible repayment

When applying for a credit card, you decide in which sum and when you will repay the credit used. You can change it later in the internet bank.

  • Select 0% repayments, make the repayments at the time and in the sum you prefer.
  • Select 10–90% for the repayments, and pay the credit back in predetermined instalments.
  • Select 100% for the repayment and the whole sum will be credited from your current account the next month.
Change the repayment sum
The card will be sent to you by post

The card will be conveniently sent to you by post.

Secure card payments online

To ensure security and raise the feeling of confidence when making payments on the Internet, LHV has added a new security feature to its bank cards. After entering card data and the confirmation code, you must log in to the LHV internet bank as an additional form of identification, or use the security code sent to your mobile phone via SMS.

Read more
Apple Pay

Apple Pay is a simple, secure and private method for making purchases in stores, apps and online.

Read more
PIN code

View card’s PIN code in the LHV mobile app or internet bank.

Read more
Google Pay

Google Pay is a faster and more secure way to pay, both offline and online.

Read more

Price list and terms and conditions

Monthly fee

2 €

There is no monthly fee on the virtual card


From 16%

The final interest depends of the client’s credit capacity. Interest free period of 40 days for payments, none for cash1

Credit limit

From 300 €

Repayment of credit used

It is possible to choose between an automatic monthly repayment of 0–100% of the credit limit or to pay at the time and in the amount that suits you. The selected option can be changed in the internet bank.

Payment Date


Fine for delay

0.2% per day

Renewal, closing

Free of charge


5 €

Replacement to a virtual card is free of charge

Conversion fee for transactions in foreign currencies

1% of transaction amount

Currency Conversion calculator for MasterCard transactions

Cash withdrawals

2 € + 2.5% of the sum

Payment from the credit account to the current account

2 € + 2.5% of the sum 2

Information request from an ATM
  • Free of charge at LHV ATMs
  • From the ATMs of other Estonian banks 0.20 €

1 An interest-free period is not applied for the credit limit withdrawn as cash from the credit account or transferred to the current account.

2 If the transaction from the credit account to the current account is concluded in the Client Office, a transaction fee of 2 € is added. No service fee will be applied to funds exceeding the credit limit – for example, if your limit is 500 €, but there is 600 € on your credit account, then fees will not be assessed for transferring 100 €.

Documents and additional information


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