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Apple Pay is easy to set up

Add your card to Wallet and you’re good to go. You can do this via your LHV mobile app by clicking on the “Add to Apple Wallet” button in the card view, or via the Wallet application on your phone. Remember that the card should be added to each device you wish to use with Apple Pay.

Find out more about how to set up Apple Pay.

To be able to use Apple Pay, your Apple device must have Face ID or Touch ID, and the latest version of the software. You also need to have an Apple ID account. Read more

How to use Apple Pay?

With an iPhone or Apple Watch, you can use Apple Pay whenever you see one of these symbols:

You can use Apple Pay to pay in shops, restaurants, taxis, vending machines and many other places.

You can also use your iPhone, iPad and Apple Watch to buy apps or to make in-app purchases. Use Apple Pay when you see this button, or if Apple Pay is listed as one of the payment methods. You might also see buttons with the text “Donate with Apple Pay” or “Buy with Apple Pay”:

In your iPhone, iPad and Mac, you can use Apple Pay to make online purchases.

Find out more about the payment options.

Privacy and security for every payment

When you make a purchase, Apple Pay will use a device-specific number and a unique transaction code. In other words, your card details are never stored on your device or on Apple servers. Apple will never share your card number with merchants.

Apple Pay contactless payments are subject to the regular contactless payment limits set for the bank card added to your phone or other device (smartwatch, iPad). If you use Apple Pay to make online or in-app payments, your bank card limits for internet purchases apply. It is possible to change the limits in the mobile app and in the internet bank.

When paying with an LHV Partner Card, you cannot earn extra points because the system does not distinguish the numbers on the card you are using. Microinvestment works.

The cashier can use the Device Account Number to find the purchase and process the return, just as they would with a plastic credit or debit card payment.

When you view a card in Wallet, you see recent transactions for each credit or debit card.

Apple Pay is safer than using a plastic credit or debit card. Every transaction on your iPhone, iPad, or Mac requires you to authenticate with Face ID, Touch ID, or your passcode.

Your Apple Watch is protected by the passcode that only you know, and your passcode is required every time you put on your Apple Watch or when you pay using Apple Pay.

Your card number and identity aren’t shared with the merchant, and your actual card numbers aren’t stored on your device or on Apple servers.

When you pay in stores, neither Apple nor your device sends your actual card numbers to merchants.

When you pay within apps and on the web in Safari, the merchant will only receive information like name, email address, billing and shipping addresses that you give authority to share to complete your order.

Apple Pay retains anonymous transaction information such as approximate purchase amount. This information can’t be tied back to you and never includes what you're buying.

Apps that use Apple Pay must have a privacy policy that you can view, which governs the use of your data.

Learn more about Apple Pay security and privacy

With Apple Pay, you authorize each purchase with Face ID, Touch ID, or your passcode. These features help prevent other people from using Apple Pay on your iPhone, iPad, Apple Watch, or Mac.

You can go to your Apple ID account page or use the Find My app on an iPhone or iPad to suspend or permanently remove the ability to pay from that device with Apple Pay. Your cards will be suspended or removed from Apple Pay even if your device is offline and not connected to a cellular or Wi-Fi network. You can also call your bank or card issuer to suspend or remove your cards from Apple Pay.

You can also contact LHV customer support on 6 800 400 to suspend or remove cards from Apple Pay.

Learn more about what to do if your iPhone is lost or stolen.

When you suspend or remove your cards in Wallet, only your device-specific Device Account Number is suspended or removed. You can continue to use your plastic cards.

If you activate a new card before closing the old card, you won’t have to add the card to Apple Pay again. If the old card was closed before the new card was activated, you will have to add the card data a second time.

Apple Pay can be used by a young person of at least 13 years old. This age limit is set by Apple.

Yes, you can withdraw cash from contactless ATMs with Apple Pay. You will need a PIN, which you can find in the LHV mobile app or internet bank.

Unfortunately, you can’t. You can only deposit money at an ATM with a physical card.


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