Transfer your income to LHV and get 100 euros to your Savings Account. All customers who transfer their income to LHV and have an active Savings account participate in the campaign.
E-identification process
Start opening an account
Fill in the required information in the LHV mobile app or internet bank.
E-identification
Enter the number of a valid ID card, passport or residence card issued in Estonia.
Conclude a client agreement
You can sign the client agreement at LHV mobile app or internet bank, for that you need a valid ID card with ID card reader, mobile-ID or Smart-ID.
Done
Start using banking services.
Redirecting salary
If your income is a salary
- Fill out the salary redirection application
- Sign it
- Send it to your workplace’s accounting department.
If your income is a scholarship or study allowance
- Submit the redirection application for the allowance to your educational institution or the Education and Youth Board.
If your income is a pension, parental benefit, child allowance, or another social benefit
- Change the bank account number for payments in the Social Insurance Board’s self-service portal by selecting My Contact Information → Bank Account → Change.
To open a Savings Account:
Internet Bank
Select Investing → Savings Account → Add New from the left-hand menu.
Mobile app
Tap the + icon and choose Savings Account.
Set your savings goal, amount, period, and saving options.
With our Savings Account, you will be saving money toward a target amount set by you and you earn interest on the account balance
- Separate account for more successful saving
- Interest rate 2% a year
- Speed up your progress with micro-saving
- Withdrawals not limited by time or by service charges
- Simple and playful interface
- Easy to manage on the online bank and mobile app
Campaign terms
- The campaign runs from September 16, 2024 to January 31, 2025.
- During the campaign period, we will verify compliance with the conditions 8 times: on October 15, October 31, November 15, November 30, December 15, December 31, January 15, and January 31.
- To receive the prize, the client’s first income must be credited to their LHV account during the campaign period.
- Having a Savings Account is a prerequisite for receiving the prize. The payout is one-time only.
- The AS LHV Pank (hereinafter LHV Pank) campaign "Transfer Your Salary and Receive 100 Euros to Your Savings Account" (hereinafter the campaign) takes place from September 16, 2024 – January 31, 2025.
- All private clients of LHV Pank who are at least 18 years old, whose income will be received to their personal current account at LHV Pank during the campaign period, and who have a Savings Account at LHV Pank by that time, are eligible to participate in the campaign.
- Salary deposits are defined as any deposits with a clear reference to regular income in the transaction description. Examples: "Salary 02.2024," "Parental Benefit," "Pension," etc. For example, a receipt with the explanation "September 2024" does not meet the conditions of the campaign, since there is no reference to regular income. LHV Pank reserves the right to decide which payment descriptions comply with the campaign's terms.
- Employees of LHV Pank and other companies within the same group (AS LHV Group, AS LHV Varahaldus, AS LHV Kindlustus, AS LHV Finance, LHV Bank Limited, and AS LHV Paytech) are not eligible to participate in the campaign.
- The prize for the campaign is a one-time payment of 100 (one hundred) euros to the participant's Savings Account.
- LHV Pank representatives will verify the fulfilment of the conditions on October 15, 2024; October 31, 2024; November 15, 2024; November 30, 2024; December 15, 2024; December 31, 2024; January 15, 2025; and January 31, 2025.
- The prize will be credited in one payment to the Savings Account first opened by the participant at LHV Pank, no later than three banking days after the compliance check. The prize will not be awarded in cash.
- The prize cannot be replaced or exchanged in any form, and LHV Pank will not reimburse any costs related to claiming the prize.
- Any taxes related to the prize will be paid by LHV Pank.
- Each campaign participant must accept the rules set by LHV Pank and all decisions made by LHV Pank regarding the campaign.
- In the event of force majeure, LHV Pank reserves the right to terminate or modify the campaign without prior notice or consequence. LHV Pank will announce any such termination or modification via its website lhv.ee or other communication channels if possible.
- LHV Pank is the data controller for the personal data processed as part of the campaign. The processing of personal data is governed by LHV’s Principles of Processing Customer Data.
- • LHV Pank reserves the right to make any decisions regarding the campaign without prior notice. All claims related to the organisation of the campaign must be submitted to LHV Pank by mail at Tartu mnt 2, Tallinn 10145, or by email at info@lhv.ee.
- For more information about the campaign, contact: 6 800 400, info@lhv.ee, or visit lhv.ee/en/campaign.
- The campaign organiser is AS LHV Pank, address Tartu mnt 2, Tallinn, registry code 10539549, phone 6 800 400, email info@lhv.ee.
At LHV, everyone wins
- Free of charge transactions – Euro transfers are free of charge both within Estonia and across Europe. For everyone, without package fees.
- Versatile bank card options – The debit card's monthlu fee is 1 euro. The virtual card has no monthly fee.
- Easy to use internet bank and mobile app for managing daily banking operations.
You can adjust limits, open additional accounts, order cards, buy and sell securities, or apply for a loan. - Inexpensive cash transactions – Withdraw up to 2000 euros monthly at LHV ATMs free of charge.
- Best investment services – Safekeeping and trading Baltic securities is free at LHV. We also provide ample knowledge and opportunities for beginner investors.
- Smart solutions for saving and growing money
- A wide range of loan options - Find the solution that meets your needs.
