Use the LHV Youth Card to save, collect, and grow your money

Bank cards are generally associated with paying and withdrawing cash, but they have other useful features. An excellent example is the LHV Youth Card, which helps you save, collect, and grow your money without much effort.

More than just a bank card

Youth Card is the central product of LHV’s Youth Bank. It’s a versatile bank card with a striking appearance and can potentially save the holder’s money every day.

Enjoy discounts

Youth Card is completely free of charge for you – and on top of it, you’ll save money when you use it for paying for purchases. This card guarantees you several useful discounts with our partners, whose products and services are often used by young people.

• Join a MyFitness workout package for free and get the MyFitness+ full plan for only 54 euros
• One product group at Sportland’s online store is offered at a discount every month
• 20% off all hot food and drinks at R-Kiosk
• 1 euro off three scooter rides on Bolt each month
• Up to 3 euros off one delivery on Bolt Food each month
• 20% off Simple Session tickets

The LHV app keeps you conveniently up to date with Youth Card discount offers. Just go to the cards view and select “Discounts with the Youth Card”.

Read about LHV Youth Card discounts

Monthly lottery for money to spend and invest

Besides unlocking the considerable discounts above, Youth Card gives you a chance to win 100 euros of spending money and 100 euros of investing money each month. To be automatically entered in the lottery you have to make at least 15 payments in a month with the Youth Card.

Read more about the 100-euro lottery

Ordering the Youth Card is free

The Youth Card is available for everyone aged 16 to 25. And best of all, it’s completely free. No fees for ordering or using the card.

The card can be ordered on your smartphone in just a few minutes. Download and open the LHV mobile app, register as a customer in just a few steps and log in, and you’re ready to order a Youth Card with the design of your preference. Choose between two colour combinations: a black card with a white logo or a white card with a black logo. If you order a card on Monday, you’ll receive it via mail the same week.

If you don’t want one more plastic card in your wallet, you can order a virtual card instead – that means you’ll always have your card anytime you have your phone with you.

Read more about Youth Card

Helping you realise your dreams

The Savings Account is an ideal companion for everyday banking if you’re looking to put aside money for a specific purpose. This Savings Account product lets you save toward one or more goals and earn monthly interest. Raise money for your next trip, to buy a home or just for a rainy day.

Speed up the saving process with micro-savings, where every card payment gets a little closer to your target. If you pay 7.10 euros for groceries, it will be rounded up to an even 8 euros and the 90 cents gets credited to your Savings Account. You save without even noticing it and speed up your dreams.

Opening and managing a Savings Account is totally free and you can withdraw funds at any time.

Read more about Savings Account

Helping you grow your money

We know that every euro counts when you’re in your teens and twenties – and especially because time is the most important factor in turning euros into even more euros. Money you save and invest now can be a big help letting you realise your dreams in the future.

The fastest and easiest way is to use the LHV Growth Account. It lets you start with just 1 euro, and we’ll perform all the securities transactions for you. Your job is only to choose one to ten stocks or funds you want to invest in.

While saving small amounts with every card purchase is common in other banks as well, at LHV we make your savings grow automatically too. That means that once you’ve opened a Growth Account and activated micro-investing, we’ll round your card payment to the next highest whole number of euros, and transfer the difference to your Growth Account, where it’ll automatically be invested into the stocks or funds you’ve selected. You can be as passive an investor as you wish and incrementally invest without even being aware of it.

On average, LHV clients who micro-invest accumulate 1.10 euros per day on their Growth Account, which comes to about 400 euros per year. Invest that amount with Growth Account over 25 years and at a 10% yield it could grow to 40,000 euros.

Read more about Growth Account

We look forward to seeing you at LHV Youth Bank!