III pillar

LHV Pensionifond Indeks Pluss
Passive Management
10%
-10%
10%
10 year net yield
10%
-10%
10%
5 year net yield
10%
-10%
10%
3 year net yield
10%
-10%
10%
2 year net yield

Suitable if

  • you are prepared to tolerate the risks arising from potentially significant fluctuations in equity markets,
  • you have previous investment experience.

Details for making a payment in the fund

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Number of units
Acquisition price
Unit NAV
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Profit/loss €
Total value

Strategy

The fund invests all of its assets in equity index-following investment funds and the fund manager does not actively change the fund’s risk level. The share of assets invested in equities is kept close to 100% of the fund’s size. Whenever the proportion of money in the fund exceeds 2% then it is invested within five working days.

Investments in funds investing in equities are distributed between three types of markets – developed markets, emerging markets and frontier markets – based on their approximate share in global gross domestic product (GDP).

Performance
From beginning
...
Current year
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Current month
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The Fund's return is expressed as the net yield after deduction of all fees.

Biggest investments

The data is presented as at 31.10.2021

Biggest investments
Amundi Prime Global UCITS ETF28.78%
Lyxor Core MSCI World DR UCITS21.41%
iShares Core MSCI Emerging Markets IMI UCITS ETF20.19%
SPDR MSCI World UCITS ETF11.20%
db x-trackers MSCI Emerging Markets Index UCITS6.77%
iShares MSCI Frontier and Select EM ETF3.87%
iShares Core MSCI Emerging Markets IMI UCITS ETF3.57%
iShares MSCI EM UCITS ETF2.29%

Fund doesn´t make any investments in Estonia

Asset Classes

The data is presented as at 31.10.2021.

Information about the fund

Information about the fund
Volume of the fund (as of 31.10.2021)18,433,401.95 €
Management companyAS LHV Varahaldus
DepositoryAS SEB Pank

Entry fee: 0%

Exit fee: 0%

Rate of the depository’s charge: 0.0528%

Management fee: 0.2%

Ongoing charges (inc management fee): 0.42%

Ongoing charges are based on expenses for the last calendar year, ie 2020. Ongoing charges may vary from year to year.

LHV Pensionifond Indeks Pluss

Recipient
AS Pensionikeskus

Account
EE547700771002908125 - LHV Pank AS
EE961700017004379157 - Luminor Bank AS
EE141010220263146225 - SEB Pank AS
EE362200221067235244 - Swedbank AS

Explanation
30101119828, EE3600109419, IK:Your ID Code

Amount
Amount invested in euros

Disbursements

Pension agreement

The state does not tax payments from the 3rd pension pillar if you have concluded an insurance contract under which regular pension payments will be made to you for the rest of your life.

See more at Pensionikeskus.ee

Resale of shares

After reaching the age of 55 (if you started making Pillar III contributions before 2021), but not before five years have elapsed from the initial investment, the income tax on disbursements is 10%. If you have joined the third pillar before 2021 and want to take out what you have collected before the age of 55, the income tax is 20%. Those who have joined the third pillar from 2021 can withdraw money from the third pillar at a more favorable income tax rate (10%) if there is less than 5 years until retirement age.

The third pillar savings can also be bequeathed

The heir can then decide what to do with the inherited assets—whether to transfer them to their pension account or to withdraw the amount in cash.
Income tax of 20% applies to cash withdrawals.