Luminor B Pensionifond
Strategy
Invests a maximum of 30% of fund assets in equity and assets with similar risk. The rest is invested either in bonds, deposits or similar instruments. This creates a situation where the higher and lower risk markets balance each other and help achieve the goal with moderate risk. If necessary, depending on market situation, the fund may invest 100% of its assets in bonds or deposits to ensure retention of assets in turbulent times.
Biggest investments
The data is presented as at 28.02.2023
| Biggest investments | |
|---|---|
| iShares Euro Investment Grade | 13.64% |
| Amundi Index Euro Agg Corporate | 10.02% |
| Robeco Euro Credit Bond Fund | 8.02% |
| Neuberger Berman Emerging Market | 7.39% |
| Vanguard Euro Government Bond | 6.38% |
| Nordea 1 - European High Yield | 5.40% |
| Screened Index Fund (IE) Inst Acc | 5.24% |
| iShares Developed World Index | 5.23% |
| iShares North America Index Fund | 4.58% |
| Nordea 2 - Emerging Mkt Hard Ccy | 4.45% |
Biggest investments in Estonia
| Biggest investments in Estonia | |
|---|---|
| EfTEN Kinnisvarafond II AS | 3.43% |
| Estonian Eurobond 0,125 | 0.94% |
| ESTONIA 4 12/10/2032 | 0.73% |
Asset Classes
Entry fee: 0%
Exit fee: 0%
Management fee: 0.93%
Success fee: 20% per annum on any increase in the fund's rate of return over the annual increase of Estonian social security pension contribution since the end date of previous calendar year.
Ongoing charges (inc management fee): 1.27%
Ongoing charges are based on expenses for the last calendar year, ie 2022. Ongoing charges may vary from year to year.
