Luminor B Pensionifond

Active Management
10 year net yield
Risk level
Invests into Estonia
Fund investors

Suitable if

  • your saving period is more than 3 years,
  • you want to grow your pension assets, but do not want to take the risk of significant decreases in the price of the accumulated assets.
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Invests a maximum of 30% of fund assets in equity and assets with similar risk. The rest is invested either in bonds, deposits or similar instruments. This creates a situation where the higher and lower risk markets balance each other and help achieve the goal with moderate risk. If necessary, depending on market situation, the fund may invest 100% of its assets in bonds or deposits to ensure retention of assets in turbulent times.

From beginning
Current year
Current month
The Fund's return is expressed as the net yield after deduction of all fees.

Biggest investments

The data is presented as at 31.10.2022

Biggest investments
iShares Euro Investment Grade10.34%
Amundi Index Euro Agg Corporate9.59%
Robeco Euro Credit Bond Fund7.65%
Neuberger Berman Emerging Market6.85%
Vanguard Euro Government Bond6.36%
Nordea 1 - US Corporate Bond Fund5.19%
iShares Euro Government Bond 3-5 yr4.70%
Nordea 1 - European High Yield Bond4.08%
Nordea 2 - Emerging Mkt Hard Ccy4.04%
iShares S&P 500 UCITS ETF3.96%

Biggest investments in Estonia

Biggest investments in Estonia
EfTEN Kinnisvarafond II AS3.37%
Estonian Eurobond 0,1250.88%
ESTONIA 4 12/10/20320.70%

Asset Classes

The data is presented as at 31.10.2022.

Entry fee: 0%

Exit fee: 0%

Management fee: 0.93%

Success fee: 20% per annum on any increase in the fund's rate of return over the annual increase of Estonian social security pension contribution since the end date of previous calendar year.

Ongoing charges (inc management fee): 1.39%

Ongoing charges are based on expenses for the last calendar year, ie 2020. Ongoing charges may vary from year to year.